Costs of Treatment
Leukemia treatments are one of the most expensive and prolonged treatments. Chemotherapy treatments often are not successful the first time. A second treatment plan may be necessary if the disease does not go into remission or upon relapse. In addition, a bone marrow transplant may be recommended by the treatment team. Chemotherapy programs often cost in excess of $150,000.00, and bone marrow transplants can cost in excess of $250,000.00.
You should take your health insurance policy, if they are covered, to the hospital financial department to review what costs are and are not covered. In addition, the health insurance policy should be reviewed as to what physician costs are and are not covered. The parents should ask for a print out or written document showing what specific categories of cost and expenses are covered, what out-of-pocket deductibles the family will have to pay, and any financial aid for items that are not covered. Your insurance policy may cover more expenses at a "center of excellence," which will be important in selecting the hospital for treatment.
Nutritional and alternative/homeopathy treatments as well as bone marrow transplants are sometimes considered to be "experimental" and therefore may not receive full or oftentimes just partial coverage under a policy. Every patient should clarify the financial risk and obligations prior to signing any consent form for treatment.
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